The practical idea
AI may change the cost of some tasks and the way organizations distribute work. The size, timing and distribution of those changes remain uncertain. A scenario about abundant intelligence is a way to ask questions, not evidence that existing financial planning has stopped working.
Separate the mechanisms
Ask which task a system can perform, what it costs to deploy, who benefits and what constraints remain. Cheaper software does not automatically make housing, energy, care or other goods inexpensive. A claim about one task is not a conclusion about an entire economy.
State what would change the view
A useful thesis should name evidence that would strengthen or weaken it: deployment costs, measured productivity, wages, prices and who captures the gains. Avoid a fixed transformation deadline when the evidence does not support one.
Keep investment claims accountable
The original version moved from a technology scenario to confident claims about assets and retirement. Those claims have been removed. Financial decisions depend on goals, time horizon and risk; a technology narrative does not establish that a particular asset will appreciate.